You may remove these Cookies and prevent future use of them by following the steps set This, in turn, enables Us to improve Our Site and the services offered through it. He does not consider that he is receiving the same level of service and information that other members receive. 11.2 To the fullest extent permissible by law, We exclude all representations, warranties, and guarantees (whether express or implied) that may apply to Our Site or any Content (including User Content) included on Our Site. out below in section 15.9. 7.2.9 is in breach of any legal duty owed to a third party including, but not limited to, contractual duties and duties of confidence. 16.1 We may alter these Terms and Conditions at any time. Following the move, members will have access to a reduced administration charge and enhanced investment offering, easy access to a full range of flexible retirement options, online tools to help members plan their savings and retirement funds, as well as an integrating support system, helping members to plan their retirement futures. But even then, it must not unfairly go against what is right and best for you. You may still block these cookies by changing your internet browsers settings or any other kind of request as indicated by the forms header. Thames Water Pension Scheme - Statement of Investment Principles (SIP), Thames Water Pension Scheme - Implementation Statement. You may access certain areas of Our Site without providing any data at all. 4.4 You must not use anyone elses Account without the express permission of the User to whom the Account belongs. Cookies are files containing small amounts of information which are downloaded to the device you use when you visit a website. By filling in the contact form with their Data, the User authorizes this Application to use these details to reply to requests for information, quotes or any other kind of request as indicated by the forms header. If We are unable to help, you also have the right to lodge a complaint with the UKs supervisory authority, the Information We will hold your personal information on our systems for as long as is necessary for Us to provide benefits to you or your dependants on behalf of the 11.5 We neither assume nor accept responsibility or liability arising out of any disruption or non-availability of Our Site resulting from external causes including, but not limited to, ISP equipment failure, host equipment failure, communications network failure, natural events, acts of war, or legal restrictions and censorship. For more information, see section 15.9. It does not extend to any other data held or processed by your pension scheme for any other purposes than for the use of We recommend that you check this Closing your Account will not result in the removal of your information. if you voluntarily submit it, for example, when signing up for an Account or changing any of your personal details. that We fully protect your rights and comply with Our obligations under the GDPR and the Privacy and Electronic Communications (EC Directive) Regulations 2003. 5.7 Our status as the owner and author of the Content on Our Site (or that of identified licensors or Users, as appropriate) must always be acknowledged. Company status Active Company type Private limited Company Incorporated on 9 March 1988 . Thames Water made over a billion pounds in profit last year. developer of your internet browser and manufacturer of your computer or device if you are unsure about adjusting your privacy settings. They have now written to all affected employees to invite them to meetings from the 25th of September to let them know what Thames propose to do. preferences, and generally improving your online experience. Members were written to by Thames in July laying out all things they may try to do to their pension. 8.4 You may not link to Our Site from any other site the content of which contains material that: 8.4.2 is obscene, deliberately offensive, hateful or otherwise inflammatory; 8.4.4 promotes or assists in any form of unlawful activity; 8.4.5 discriminates against, or is in any way defamatory of, any person, group or class of persons, race, sex, religion, nationality, disability, sexual orientation, or age; 8.4.6 is intended or is otherwise likely to threaten, harass, annoy, alarm, inconvenience, upset, or embarrass another person; 8.4.7 is calculated or is otherwise likely to deceive; 8.4.8 is intended or is otherwise likely to infringe (or to threaten to infringe) another persons privacy; 8.4.9 misleadingly impersonates any person or otherwise misrepresents the identity or affiliation of a particular person in a way that is calculated to deceive (obvious parodies are not included in this definition provided that they do not fall within any of the other provisions of this sub-Clause 9.4); 8.4.10 implies any form of affiliation with Us where none exists; 8.4.11 infringes, or assists in the infringement of, the intellectual property rights (including, but not limited to, copyright, patents, trade marks and database rights) of any other party; or. Our Site. 3.1 Access to Our Site is free of charge. The deal means that members under the previous defined contribution (DC) scheme run by Thames Water, will now reap the benefits of being under a new master trust run by insurance organisation Aon. You should check with the Thames Water scheme what the NPA is, what you might expect to receive from it at that point, what the rules are regarding taking it early and what the reductions in this might be, were you to do so. The law says we must have one or more of these reasons: A legitimate interest is when we have a business or commercial reason to use your information. to solve the problem for you. Please read this Privacy Policy carefully and ensure that you You do not have to allow Us to use these Cookies, as detailed below, however whilst Our use of them does not pose any risk to your privacy or your safe use of Our Site, it does enable Us to continually improve Our Site, making it a better and more useful experience for you. If you are a business user, We accept no liability for loss of profits, sales, business or revenue; loss of business opportunity, goodwill or reputation; loss of anticipated savings; business interruption; or for any indirect or consequential loss or damage. text message and post with information and news on services. Trafalgar House Pensions Administration Limited understands that your privacy is important to you and that you care about how your information is used and shared online. email messages containing information of commercial or promotional nature concerning this Application. You can choose to delete Cookies at any time however you may lose any information that enables you to access Our Site more quickly and efficiently You may, if you wish, deny consent to the UK and EU Cookie Law deems these Cookies to be strictly necessary. This Application may track Users by storing a unique identifier of their device, for analytics purposes or for storing Users' preferences. This Policy applies to Our use of any and all data collected by us in relation to your use of Our Site. Your data will only be stored within the European Economic Area (the EEA) (The EEA consists of all EU member states, plus Norway, Iceland, and Liechtenstein). means an account required for a User to access certain areas of Our Site, as detailed in Clause 4; means any and all text, images, audio, video, scripts, code, software, databases and any other form of information capable of being stored on a computer that appears on, or forms part of, Our Site; means this website, www.myworkpension.co.uk and a reference to Our Site includes reference to any and all Content included therein (including User Content, unless expressly stated otherwise); means names, residential addresses, bank account details, marital status, telephone numbers, email address, information about your dependents, contact preferences, next of kin, pension and investment options submitted by Users to Our Site; and. We do not require any further consent from you in order to share your data in such circumstances and will comply as required with any legally binding request that is made of Us. Extra Care Services Thames Water PO Box 508 Swindon SN38 2TX You can also scan or take a photo of the completed form and email it to ecs@thameswater.co.uk. The individual pension scheme to which you are a member will have its only Privacy Policy which you should refer to for more information about how your data is Site, www.myworkpension.co.uk, is owned and operated by Trafalgar House By Rachel So | August 3, 2021. 11.5 We neither assume nor accept responsibility or liability arising out of any disruption or non-availability of Our Site resulting from external causes including, but not limited to, ISP equipment failure, host equipment failure, communications network failure, natural events, acts of war, or legal restrictions and censorship. All the Trade Union pension experts have been clear that this is low in comparison with most employers. Canary Wharf You may remove these Cookies and prevent future use of them by following the steps set out below in section 15.9. We respect and value the privacy of everyone who visits Our Site and will only collect and use information in ways that are useful to you and in a manner consistent with data being published and exchanged with Our Site being encrypted. People for THAMES WATER PENSION TRUSTEES LIMITED (02228533) More for THAMES WATER PENSION TRUSTEES LIMITED (02228533) Registered office address Clearwater Court, Vastern Road, Reading, Berkshire, RG1 8DB . This Privacy Policy applies only to your use of Our Site. Commissioners Office. In particular, We aim to give you strong controls on Our use of your data for direct marketing purposes (including the ability to opt-out of receiving emails from Us which you may do by unsubscribing using the links provided in Our emails and at the point of providing your details and by managing your Account). If you believe your Account is being used without your permission, please contact Us immediately at contactus@thpa.co.uk. Steps We take to secure and protect your data include: access to data being restricted to authorised personnel; and. 8.1 You may link to Our Site provided that: 8.1.1 you do so in a fair and legal manner; 8.1.2 you do not do so in a manner that suggests any form of association, endorsement or approval on Our part where none exists; 8.1.3 you do not use any logos or trade marks displayed on Our Site without Our express written permission; and. Steps We take to secure and protect your data include: access to data being restricted to authorised personnel; and. This includes: calculating and paying benefits to you due from your pension scheme; providing and managing your access to Our Site; personalising and tailoring your experience on Our Site; supplying pension administration services to you; personalising and tailoring Our services for you; complying with our legal obligations, any relevant industry or professional rules and regulations or any applicable voluntary codes. 6.4 You agree that you will be liable to Us and will, to the fullest extent permissible by law, indemnify Us for any breach of the warranties given by you under sub-Clause 6.3. Trafalgar House Pensions Administration Limited understands that your privacy is important to you and that you care about how your information is used and shared online. Please note, however, that these services will not prevent you from receiving marketing communications that you have consented to receiving. by Us. 2.1 Our Site, www.myworkpension.co.uk, is owned and operated by Trafalgar House Pensions Administration Limited, a limited company registered in England under 11101662, whose registered address is Trafalgar House, Ascent 4, 2 Gladiator Way, Farnborough Aerospace Centre, Farnborough, Hampshire GU14 6XN. We do not require any further consent from you in order to share your data in such circumstances and will comply as required with any legally binding request that is made of Us. The analytics service(s) used by this Website use(s) the following Cookies. 10.1 Nothing on Our Site constitutes advice on which you should rely. Any changes will be immediately posted Thames Water currently has a plan to cut its pension deficit to zero by 2027, with it currently paying 22m . Thames Water employs over 6 500 people, of whom 4 500 are in our current DC stakeholder pension plan. 16.1 We may alter these Terms and Conditions at any time. Which benefits does Thames Water provide? Your consent will not be sought to place these Cookies. 12.2 You are responsible for protecting your hardware, software, data and other material from viruses, malware, and other internet security risks. You can choose to enable or disable Cookies in your internet browser. We use Cookies to facilitate and improve your experience of Our Site and to provide and improve Our services. You are therefore advised to check this page from time to time. They are available Monday - Friday 8am to 5pm and will talk you through your income and payments so please have this information handy. 6776955. Google Analytics is a web analysis service provided by Google Inc. (Google). We will not, however, send you any unsolicited marketing or spam and will take all reasonable steps to ensure We may change this Privacy Policy as we may deem necessary from time to time, or as may be required by law. Your agreement to comply with and be bound by these Terms and Conditions is deemed to occur upon your first use of Our Site. We do not, however, guarantee that Our Site is secure or free from viruses or other malware and accept no liability in respect of the same. Please refer to section 13 for more information on controlling Cookies. provided by users will, where it is relevant to any part of Our business so transferred, be transferred along with that part and the new owner or newly controlling party Thames Water Mirror Image Pension Scheme Thames Water Mirror Image Pension Scheme - Statement of Investment Principles (SIP) Statement of Investment Principles Thames Water Mirror Image Pension Scheme - Implementation Statement Implementation Statement Please refer to Clause 4 for more information. Most internet browsers also enable you to choose whether you wish to disable all cookies or only third party cookies. 5.6 Subject to sub-Clauses 5.3 and Clause 7 (governing User Content) you may not otherwise reproduce, copy, distribute, sell, rent, sub-licence, store, or in any other manner re-use Content or any other material from Our Site unless clearly given express permission to do so. page regularly to keep up-to-date. 16. Cookies are then sent back to the originating website on each subsequent visit, or to another website that recognises that cookie. The following first party Cookies may be placed on your computer or device. Details of the Cookies used by Our Site are set out in section 15, below; means the relevant parts of the Privacy and Electronic Communications (EC Directive) Regulations 2003; means this website, www.myworkpension.co.uk; means any and all data that relates to an identifiable person who can be directly or indirectly identified from that data. We do not require any further consent 11.3 Our Site is intended for non-commercial use only. understand it. Closing your Account will remove access to any areas of Our Site requiring an Account for access. We have no control over how your data is collected, stored or used by other websites and We advise you to check the privacy policies of any such websites before providing any data to them. Subject to sub-Clause 12.3, We accept no liability for any loss or damage resulting from a virus or other malware, a distributed denial of service attack, or other harmful material or event that may adversely affect your hardware, software, data or other material that occurs as a result of your use of Our Site (including the downloading of any Content (including User Content) from it) or any other site referred to on Our Site. Please contact Us for more details at contactus@thpa.co.uk, or using the contact details below in Intellectual Property Rights and Our Site. Depending upon your use of Our Site, We may collect some 10.2 Professional or specialist advice should always be sought before taking any action relating to pension or investment matters. Please contact Us for more details at contactus@thpa.co.uk, or using the contact details below in You can call our extra care team on 0800 009 3652 if you are struggling to pay your water bill and would like to talk through your options. If you need assistance contacting us, you can . 11.6 Nothing in these Terms and Conditions excludes or restricts Our liability for fraud or fraudulent misrepresentation, for death or personal injury resulting from negligence, or for any other forms of liability which cannot be excluded or restricted by law. We have carefully chosen these Cookies and have taken steps to ensure that your privacy is protected and respected at all times. Thames Water . Specifically, We may use your data for the following purposes: supplying you with email newsletters, alerts and invitations to events that you have subscribed to (you may unsubscribe or opt-out at any time by following the unsubscribe links provided or by emailing us at contactus@thpa.co.uk; With your permission and/or where permitted by law, We may also use your data for marketing purposes which may include contacting you by email, telephone, text message and post with information and news on services. means an account required for a User to access certain areas of Our Site, as detailed in Clause 4; means any and all text, images, audio, video, scripts, code, software, databases and any other form of information capable of being stored on a computer that appears on, or forms part of, Our Site; means this website, www.myworkpension.co.uk and a reference to Our Site includes reference to any and all Content included therein (including User Content, unless expressly stated otherwise); means names, residential addresses, bank account details, marital status, telephone numbers, email address, information about your dependents, contact preferences, next of kin, pension and investment options submitted by Users to Our Site; and. Any changes will be immediately posted You may also wish to sign up to one or more of the preference services operating in the UK: The Telephone Preference Service (the TPS), the Corporate Telephone Preference Service (the CTPS), and the Mailing Preference Service (the MPS). Any such changes will become binding on you upon your first use of Our Site after the changes have been implemented. personal details such as your name, gender, age, date of birth, contact details (e.g. Data security is very important to Us, and to protect your data We have taken suitable measures to safeguard and secure data collected through Our Site. This Privacy Policy applies only to your use of Our Site. Please read these Terms and Conditions carefully and ensure that you understand them. means Trafalgar House Pensions Administration Limited, a company registered in England under 11101662, whose registered address is Trafalgar House, Ascent 4, 2 Gladiator Way, Farnborough Aerospace Centre, Farnborough, Hampshire GU14 6XN. means Trafalgar House Pensions Administration Limited, a company registered in England under 11101662, whose registered address is Trafalgar House, Ascent 4, 2 Gladiator Way, Farnborough Aerospace Centre, Farnborough, Hampshire GU14 6XN. If you do not accept and agree with this Privacy Policy, you must Data security is very important to Us, and to protect your data We have taken suitable measures to safeguard and secure data collected through Our Site. use these Cookies, as detailed below, however whilst Our use of them does not pose any risk to your privacy or your safe use of Our Site, it does enable Us to continually It is recommended that you keep your internet browser and operating system up-to-date and that you consult the help and guidance provided by the developer of your internet browser and manufacturer of your computer or device if you are unsure about adjusting your privacy settings. Please ensure that your query is clear, particularly if These Cookies are shown below in section 15.5. Such notices may relate to matters including, but not limited to, service changes, changes to these Terms and Conditions, and changes to your Account. If any of your information changes at a later date, it is your responsibility to ensure that your Account is kept up-to-date. Please note that We do not control the activities of such third parties, nor the data they collect and use and advise you to check the privacy policies of any such third parties. involved in legal proceedings, where We are complying with the requirements of legislation, a court order, or a governmental authority. Our Site may place and access certain first party Cookies on your computer or device. Before Cookies are placed on your computer or device, subject to section 15.4, you will be shown a message bar requesting your consent to set those Cookies. This, in turn, enables Us to improve Our Site and the services offered through it. Our Site uses analytics services provided by Google Inc. Website analytics refers to a set of tools used to collect and analyse usage statistics, on controlling Cookies. It sets out the principles governing investment decisions made by or on behalf of the Trustees in the management of the Scheme's assets. data that you give to Us via Our Site. Most internet browsers also enable you to choose whether you wish to disable all cookies or only third party cookies. your address and postcode, email, telephone and mobile numbers), and We do not, however, make any representations, warranties or guarantees (whether express or implied) that such Content is complete, accurate, or up-to-date. Data Protection law says that we are allowed to use personal information only if we have a proper reason to do so. internet browser or the documentation that came with your device. 7.3 We reserve the right to suspend or terminate your Account and/or your access to Our Site if you materially breach the provisions of this Clause 7 or any of the other provisions of these Terms and Conditions. Our use of your data for direct marketing purposes (including the ability to opt-out of receiving emails from Us which you may do by unsubscribing using the links provided Earlier this month, Pensions Age reported that Thames Water was in talks with unions over the future of its DB schemes, as it plans to close the schemes by March 2020. all cookies or only third party cookies. We have carefully chosen these Cookies and have taken steps to ensure that your privacy is protected and respected at all times. These may help to prevent you receiving The law says we must have one or more of these reasons: A legitimate interest is when we have a business or commercial reason to use your information. Thames Water Pension Scheme 12 May 2017 at 2:45PM in Pensions, annuities & retirement planning 2 replies 2.1K views coxy787878 Forumite 1 Post Hi all, appreciate anyone's feedback on this. We may share your data with other companies in Our group. We recommend that you check this page regularly to keep up-to-date. We will not, however, send you any unsolicited marketing or spam and will take all reasonable steps to ensure that We fully protect your rights and comply with Our obligations under the GDPR and the Privacy and Electronic Communications (EC Directive) Regulations 2003. 4.5 Any personal information provided in your Account will be collected, used and held in accordance with your rights and Our obligations under the Data Protection Act 1998, as set out in Clause 16. We're open 8am to 7pm, every day of the year. First party Cookies are those placed directly by Us and are used only This payment goes straight from your benefits. This Policy applies to Our use of any and all data collected by us in relation to your use of Our Site. 5.3.1 Access, view and use Our Site in a web browser (including any web browsing capability built into other types of software or app); 5.3.2 Download any Content where we have provided a link enabling you to do so; 5.3.3 Download Our Site (or any part of it) for caching; 5.3.5 Download, copy, clip, print, or otherwise save extracts from pages on Our Site; 5.3.6 Save pages from Our Site for later and/or offline viewing; 5.3.7 View and use User Content in accordance with the permissions displayed with that User Content and set out in Clause 7; 5.4 You may not use any Content downloaded, copied, clipped, printed or otherwise saved from Our Site for commercial purposes without first obtaining a licence to do so from Us, or our licensors, as appropriate. You can change your cookie settings at any time. signing up to this Application or after making a purchase. All Content (including User Content) is protected by applicable United Kingdom and international intellectual property laws and treaties. The operation of Our site does not require oversight by any professional or regulatory body. Specifically, We may 10.5 We make reasonable efforts to ensure that Our Content on Our Site is complete, accurate, and up-to-date. First party Cookies are those placed directly by Us and are used only You may also wish to sign up to one or more of the preference services operating in the UK: The Telephone Preference Service (the TPS), the to section 15.5 below. 11.1 To the fullest extent permissible by law, We accept no liability to any User for any loss or damage, whether foreseeable or otherwise, in contract, tort (including negligence), for breach of statutory duty, or otherwise, arising out of or in connection with the use of (or inability to use) Our Site or the use of or reliance upon any Content (whether it is provided by Us or whether it is User Content) included on Our Site. This includes Our holding company and its subsidiaries. Your data will only be stored within the European Economic Area (the EEA) (The EEA consists of all EU member states, plus Norway, Iceland, and Google utilizes the Data collected to track and examine Thames Water pays in twice the members contribution up to a maximum business contribution of 12% of basic pay. How to spot the signs. Most internet browsers also enable you to choose whether you wish to disable Our Site may place and access certain first party Cookies on your computer or device. it is a request for information about the data We hold about you (as under section 13, above). They all work in the same way but have minor differences. Your consent will not be sought to place these Cookies. Where any of your data is required for Google Analytics is a web analysis service provided by Google Inc. (Google). 2.1 Our Site, www.myworkpension.co.uk, is owned and operated by Trafalgar House Pensions Administration Limited, a limited company registered in England under 11101662, whose registered address is Trafalgar House, Ascent 4, 2 Gladiator Way, Farnborough Aerospace Centre, Farnborough, Hampshire GU14 6XN. 11.4 We exercise all reasonable skill and care to ensure that Our Site is free from viruses and other malware. Details of the Cookies used by Our Site are set out in section 15, below; means the relevant parts of the Privacy and Electronic Communications (EC Directive) Regulations 2003; means this website, www.myworkpension.co.uk; means any and all data that relates to an identifiable person who can be directly or indirectly identified from that data. 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